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Partner Community Capital Investment Fund (PCAP) is a business loan fund that provides debt and equity financing to small businesses located in North Carolina, Northeast Tennessee, Southwest Virginia and West Virginia. PCAP has operated in West Virginia since 2001, expanding to North Carolina, Virginia, and northeast Tennessee in 2007. PCAP is affiliated with The Conservation Fund, a national nonprofit organization with a unique dual mission of land & water conservation and economic development. PCAP is a 501(c)(3) non-profit organization. The Fund's mission is to provide debt and equity financing to small and emerging natural resource-based businesses that will advance sustainable economic development and have a positive impact on human health and the natural environment. PCAP's business clients are predominantly located in economically distressed rural communities and are unable to access capital from traditional sources. Sectors of particular interest include: heritage and recreation-based tourism, value-added and sustainable agriculture, water/wastewater treatment, sustainable forestry and forest products, integrated waste management, and recycling. PCAP seeks to fund companies that pay attention to a 'triple bottom line,' that is, they integrate positive economic, environmental and social, performance. PCAP will consider loans in the range of $5,000 to $750,000. PCAP equity investments range from $50,000 to $250,000. As a USDA Business & Industry Guarantee Lender, PCAPFund can lend up to $2.5 million.
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